Many families do not discuss health-care plans until a crisis occurs. Then it may be too late. Once a person suffers mental incapacity, options are reduced and procedures become more complicated and costly. Others who may be unaware of a person's wishes—such as social workers, physicians, lawyers, judges, court-appointed guardians, and conservators—may become involved in the decisions.
Planning ahead can:
There are many appropriate times to have discussions about the future. One time many people consider completing advanced directives is when they are making arrangements for a long vacation. Other times are when a friend, neighbor, or other family member has recently died.
Planning ahead does not prevent all problems, but it does allow individuals to consider options before they're needed, and it enables family and friends to make more effective decisions when end-of-life approaches.
Resources and ToolsLegally Secure Your Financial Future. The series also includes information to help you organize important household papers and begin preparing your estate plan.