SMART Financial Goal-Setting

Personal Finance February 20, 2007 Print Friendly and PDF

To get where you want to go in life, it is important to decide in advance how you will get there. Goals are signposts on the highway to the future. They serve as your road map to personal, career, and financial success. By keeping specific goals in view, you can direct your energies toward achieving your goals.

SMART goals need to be written down on paper to reinforce their importance. Use the SMART Goal Setting Worksheet to set some short-term (less than 3 months), intermediate-term (3 to 6 months), and long-term (one year or longer) financial goals that follow the SMART goal format.

Rich Text Format (downloadable for use on your own personal computer)

Short-Term, Intermediate-Term, and Long-Term Goal Setting Examples -- PDF Format. Use these examples as a guide for developing your own goals.

Remember Your SMART Goals

S Specific
M Measurable, Mutual, Motivated
A Attainable
R Relevant, Realistic, Resources, Review, Revise
T Time-line, Trade-offs

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This work is supported by the USDA National Institute of Food and Agriculture, New Technologies for Ag Extension project.