Content tagged "saving"

What were Traditional IRA and Roth IRA Contribution Limits in the Past?

Personal Finance Updated: May 24, 2018

IRAs were established by legislation passed in 1974. Traditional individual retirement accounts (IRAs) first became available in 1975. Anyone with earned...

Monthly Investment Message: July 2016

Personal Finance Updated: August 02, 2016

Barbara O’Neill, Extension Specialist in Financial Resource ManagementRutgers Cooperative Extensiononeill@aesop.rutgers.eduJuly 2016Challenge Yourself to...

Is unit pricing mandatory in large U.S. grocery stores?

Personal Finance Updated: December 08, 2013

Unit pricing regulations usually require the posting of unit price per pound, ounce, etc., on supermarket shelves for each consumer commodity, along with the...

Can I roll over or transfer a fixed deferred annuity tax free?

Personal Finance Updated: December 08, 2013

Fixed annuities are similar to bank certificates of deposit (CDs) in that they earn a guaranteed interest rate for a set period of time. Two major...

Is a Health Savings Account (HSA) a good idea? What are the advantages and disadvantages?

Personal Finance Creating Healthy Communities Updated: December 08, 2013

Money transferred to the account is non-taxable, and interest earned in the account is also exempt from taxes if used for qualified medical expenses. Because...

What should a good budget include, and what are the limitations of budgeting?

Personal Finance Updated: December 08, 2013

A personal budget (also known as a spending plan) is a plan for spending and saving money that allocates future income toward expenses, savings, and debt...

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This work is supported by the USDA National Institute of Food and Agriculture, New Technologies for Ag Extension project.