Content tagged "financial crisis and families"

Financial Security: Managing Money in Tough Times

More Americans feel added stress and anxiety about their financial future as talk of rising consumer debt, falling housing prices, rising costs of living,...

Freeing Up Money from Services

Personal Finance Updated: September 30, 2015

Utility Budget PlansYou can work with your service provider so that your monthly bill is based on an average of the previous year’s monthly bills. This is...

Adult Children Moving Home

Personal Finance Updated: September 30, 2015

Adult children move in with their parents for a number of reasons, including economic hardship. As this move will change the parents’ household expenses,...

Building an Emergency Fund

Personal Finance Updated: September 30, 2015

An emergency fund is money set aside in a readily accessible savings account for unanticipated events such as unemployment, medical bills, and car repairs. A...

What is Your Net Worth?

Personal Finance Updated: September 29, 2015

A net worth statement, sometimes called a financial statement, measures wealth or how much we are worth - at one point in time.  What are your assets? Assets...

Debt Management in Tough Times

Debt management involves developing one or more strategies to help a debtor get that debt under control. Should you shop for a lower interest rate on your...

Sizing Up Your Financial Situation

Personal Finance Updated: July 19, 2013

Sometimes unforeseen events in life challenge us. Regardless of the reason, you need to take charge during these challenging times.

Stretch Your Food Dollars at Home

Personal Finance Updated: August 11, 2011

Prevent Food Waste• Cut down on the amount of food you throw away; freeze leftovers or use them in recipes like soups or casseroles. aInstead of thinking...

Stretch Your Grocery Dollars

Personal Finance Updated: August 10, 2011

Planning Shopping Trips• Keep a pad and pencil handy for jotting down foods as they run low. Encourage all family members to add to the list.• Don’t shop...

When Prices Rise: Living on Your Income

Personal Finance Updated: March 01, 2011

An increase in the price of goods and services can be traumatic. When you have to pay more for things like gasoline, food and health care, other difficulties...

When Your Income Drops

Personal Finance Updated: June 29, 2010

Losing a job or otherwise experiencing a loss of income is a challenge in the best of times. In the current economy, it is essential to MAP OUT a plan to get...

Keeping a Roof Overhead

Personal Finance Updated: June 25, 2010

Keeping a roof overhead is an important concern when your income drops. If you rank your bills in order of priority, chances are housing is at or near the...

Stretching Your Food Dollar

Personal Finance Updated: June 25, 2010

Grocery shopping can be a real challenge, especially if you are on a limited budget. However, food is a flexible budget expense which can be reduced when...

Controlling Spending

Personal Finance Updated: June 25, 2010

When the family faces reduced income, take immediate action to stop all excess spending. Whether your situation is temporary or extended, you need to get the...

Making the Most of What You Have

Personal Finance Updated: June 25, 2010

When your family income drops suddenly or expenses unexpectedly increase, your first concern may be how to pay your bills and meet your day-today expenses....

Having a Spending Plan is Critical

Personal Finance Updated: June 25, 2010

A spending plan or budget is a plan for spending and saving family resources to meet identified goals. What is the type of expense? • Fixed expenses occur...

Working Teens as Contributors to the Family

Personal Finance Updated: February 26, 2009

Many teens work for extra money but rarely are their earnings used as a contribution to the family’s economic wellbeing. Research of teen employment reveals...

Keep Lines of Communication Open

Personal Finance Updated: December 12, 2008

Importance of Communication • When the family is facing tough times, family members need to lean on each other more than usual. Talk to each other...

Things You Can Do When Money Is Short

Personal Finance Updated: December 12, 2008

Remember, no matter what your age, there are things you can do to help at home during tough times.

Doing Things Together as a Family for Less

Personal Finance Updated: December 12, 2008

Doing Things Together as a Family …for LE$$ Take advantage of local public resources: • Spend time together at the park or local community festival. • Go for...

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This work is supported by the USDA National Institute of Food and Agriculture, New Technologies for Ag Extension project.