Dr. Barbara O’Neill is Rutgers Cooperative Extension’s Specialist in Financial Resource Management. Barbara is eXtension’s leader for the Personal Finance Ask an Expert and Frequently Asked Questions (FAQs) resources.
Dr. O’Neill earned her Ph.D. in Resource Management and Family Economics from Virginia Tech University. She also holds a master’s degree in consumer economics from Cornell University and a bachelor’s degree in home economics from the State University of New York-Oneonta. Barbara holds numerous professional certifications including certified financial planner (CFP), chartered retirement planning counselor (CRPC), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd).
Dr. O’Neill is a prolific author and has written over 1,500 consumer newspaper articles and over 120 articles for academic journals, conference proceedings, and other professional publications. Barbara has authored two books, Saving on a Shoestring and Investing on a Shoestring, and is co-author of Money Talk: a Financial Guide for Women and Small Steps to Health and Wealth.
Dr. O’Neill previously served as Family and Consumer Sciences Educator in Sussex County, New Jersey where she taught over 1,100 classes to more than 24,000 adult learners.
Dr. O’Neill has held various leadership roles in state and national professional associations including serving as president of the Association for Financial Counseling and Planning Education (AFCPE) in 2003. She also has provided national leadership for several Cooperative Extension financial programs including Investing For Your Future, and Small Steps to Health and Wealth. Barbara also directed the five-year MONEY 2000 savings and debt reduction campaign in the 1990s that resulted in over $7 million of economic impact in New Jersey and almost $20 million nationwide.
Barbara has received over three dozen awards during her distinguished career and has secured more than $850,000 in grants for financial education programs and research.