Moving out of the existing home and into one at a location with less risk is one way to prevent future flood and hurricane damage. Start with these steps:
Consult the city or county zoning or building department officials to obtain information about flood-prone areas or regions of the community. Ask how recent the information is. If the maps are not recent, the flood potential may have changed. New housing, commercial developments, streets and surfacing may have been added since the maps were created or the area zoned. Water drainage may have changed. This may impact water run off and flooding.
If you find homes that are possibilities, talk with neighbors and area residents about past flood, water, wind and hurricane events. Before making a decision to move, consider the risk and safety of the new location. Compare properties and houses.
Selling your own home in a flood or hurricane prone area may not be as easy to sell as a home that is not in hurricane or flood prone areas. Check with real estate sales persons to obtain information about their experiences in selling homes in the hurricane and flood prone areas and what could be done to reduce any barriers to selling the home.
Federal Emergency Management Agency. Homeowner's Guide to Retrofitting. Chapter 5.
Also visit disastersafety.org, the Institute's new site.